FAQs

The biggest requirement is owning a vehicle with sufficient value. However, some additional requirements are:

• You must be at least 18 years old
• Must have proof of income of at least $1,500 per month
• The vehicle must have insurance and registration
• The vehicle’s title must be lien-free and in your name
• You must have the vehicle’s title or pink slip

Since your loan is based on the value of your vehicle, you can get approved for a loan regardless of what your credit score is. In fact, title loans are the perfect tool people with poor credit can use to build their credit.

You can get approved for an auto title loan in just 15 minutes when you use our online loan application form. Once preapproved, you can get the money deposited into your bank account via a direct deposit in as little as 24 hours. To expedite this process, we recommend gathering all of the required documents before applying.

The amount of your loan is based on how much equity is in your vehicle. Our customers have access to up to $50,000 through our auto title loan depending on your car’s value. If your car is worth $25,000, you can receive up to $25,000. Vehicles newer than 1999 typically are approved for higher loan amounts.

A car title loan is a personal secured loan that uses your vehicle’s value as collateral on the loan. Since your loan is based on the value of your vehicle, your personal financial history isn’t a factor in your approval. This means you can get approved for a loan even with low or no credit.